Bridge Loan
The effects of the pandemic are starting to subside. Things are beginning to return to normal. Consumer confidence is on the rise. New opportunities are on the horizon. If you are experiencing strong growth but your bank is struggling to keep up with your funding needs, we have the solution. ARF Financial has a loan product that provides 'bridge' or 'gap' financing so you can proceed with your growth plans while working with your bank to secure traditional funding sources such as an SBA loan.
Loan Amount
Up to $1M
Loan Term
Up to 36 Months
Approval Time
Within Days
Payments
Fixed Terms
Benefits that give you the power.
Bridge to Traditional Financing
Proceed with your growth plans while working with your bank to secure traditional funding sources such as an SBA loan.​
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Line of Credit Flexibility
Functions as a line of credit with access to five loan drafts over six months, take as much or as little as you need.
Quick Capital Access
Get immediate security and funding to capitalize on growth opportunities without waiting for traditional loan approval.
High-Return Investment Focus
Perfect for businesses with investment objectives expected to generate high returns while waiting on conventional financing.
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Avoid Equity Dilution​
Allows owners to avoid dividing up their interest in the business with new partners while maintaining control over critical decisions.
Growth-Driven Flexibility
Puts flexibility and control in the hands of business owners ready to take their business to the next level.
Larger loan amounts, longer terms &
big rewards.
Your big projects usually mean big upfront investments, something you can't get from a merchant cash advance. If you're ready to take the plunge and go BIG this year, we have financing that's the perfect fit. You can now borrow up to $1,000,000 with terms up to 36 months to fund your big projects while keeping your costs low. Our average loan size is over six times larger and repayment terms are more than three times longer than a Merchant Cash Advance.
Use of Funds
Bridge Loans are intended for businesses with investment objectives expected to generate high returns. Perfect for funding growth opportunities while waiting on traditional financing like an SBA loan. Also ideal for bridging the gap while waiting on the sale or refinance of commercial real estate.
SBA Loan
Bridge
Construction
Projects
Real Estate
Projects
Time-Sensitive
Investments
Growth
Opportunities
Business
Expansion
Asset
Acquisition
Strategic
Initiatives
Minimum
Requirements
Our Bridge Loans are designed to be accessible for businesses experiencing temporary cash flow challenges. We focus on your business's overall performance rather than perfect credit scores.
✓ 1+ month in business - Minimal time requirement under same ownership.
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✓ $200,000+ annual revenue - Combined credit card and cash revenue ($17K/month).
✓ 580+ Equifax credit score - You don't need perfect credit to qualify.​
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✓ Industry restrictions may apply - To see full list click here.