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Personal & Start-Up Loans

Launch your entrepreneurial dreams with flexible funding designed specifically for new businesses. Get the capital you need to turn your vision into reality with competitive rates and founder-friendly terms.

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Loan Amount

$20K - $500K

Loan Term

1 - 10 Years

Time to Fund

1 - 2 Weeks

Interest Rate

6% - 18%

Food Truck Owners

How it works.

Startup business loans provide essential capital for new entrepreneurs to launch and grow their businesses. Our streamlined process is designed specifically for founders who need quick access to funding without the traditional barriers.

✓   Quick application process with minimal documentation.

✓   Get pre-qualified with a soft credit pull.

✓   Fast approval decisions within 24 - 28 hours.​

✓   Flexible repayment terms tailored to start-up cash flow. â€‹

✓   No collateral required for qualified applicants..​

✓   Low interest rates with monthly payments.

Perfect for new businesses that need...

Launch Capital

Initial funding to get your business off the ground, covering startup costs, initial inventory, and first months of operations.​


 

Marketing & Customer Acquisition

Invest in marketing campaigns, digital advertising, and customer acquisition strategies to build your customer base.

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Hiring Key Talent

Recruit essential team members, cover initial payroll, and build the foundation team needed for growth.

Inventory & Supplies

Stock initial inventory, purchase raw materials, and ensure you have adequate supplies to meet early demand.

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Office Setup & Technology

Fund your workspace setup, essential technology, software licenses, and equipment needed to operate efficiently.

 

Working Capital

Maintain healthy cash flow during the critical early months when revenue may be unpredictable but expenses continue.

Minimum
Requirements

Our startup business loans are designed for new entrepreneurs with solid business plans and the determination to succeed. We evaluate each application holistically, considering your vision and potential.

✓   700+ personal credit score - On 2 of 3 of the credit bureaus.

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✓   Minimal recent inquires - Less than 3 inquires in the last 6          months on each bureau.

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✓   5+ active revolving accounts - Good payment history.​

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✓   Strong credit history - 40% credit utilization or less.

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✓   Industry restrictions may apply - To see full list click here.

Ready to launch your startup with smart funding?

Get the capital you need to turn your entrepreneurial vision into a thriving business.
Apply now or explore your funding options.

 

© 2025 by Avanza Financial Solutions LLC. All rights reserved.

Avanza Financial Solutions LLC is a finance consultancy and not a direct lender. We do not charge any fees for our services. All information provided on this website is for informational purposes only and does not constitute financial, tax, or legal advice. We connect you with trusted lenders to help you find the best funding options. Loan terms, amounts, and timelines vary by lender and applicant profile. You are not obligated to accept any offer.

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