Loan Amount
$30K - $350K
Loan Term
2 - 10 Years
Time to Fund
2 Weeks
Interest Rate
6% - 25%
How it works.
Business term loans provide a lump sum of capital that you repay over a fixed period with predictable monthly payments. Unlike lines of credit, you receive the full amount upfront and pay it back with interest over the agreed term.
✓ Monthly repayments with fixed interest rates.​
✓ No prepayment penalties - pay off early to save.​
✓ Fast funding typically within two weeks.​
✓ Leniency on use of proceeds options.​
✓ Build business credit with on-time payments.​
✓ Predictable payment schedule for budgeting.
Perfect for established businesses that need...
Established Retailers
Expand inventory, open new locations, or upgrade POS systems while maintaining cash flow for daily operations and seasonal purchases.
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Service-Based Businesses
Upgrade to the latest medical equipment and technology to improve patient care while preserving cash for operations.
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Growing Franchises
Open additional franchise locations or upgrade existing facilities while keeping sufficient capital for franchise fees and initial inventory.​
Manufacturing Companies
Scale production with new machinery and automation equipment while maintaining cash flow for raw materials.​
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Professional Services
Invest in technology, office equipment, and software to serve more clients without draining working capital.
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Strong Credit Businesses
Companies with 660+ credit scores seeking traditional bank-style financing with competitive rates and predictable monthly payments.
Minimum
Requirements
Our business term loans are designed for established businesses with strong credit profiles. Here's what you need to qualify.
✓ 2+ years in business - With corresponding tax returns.
✓ $250,000+ annual revenue - Minimum requirement.
✓ 660+ FICO credit score - For personal credit.
✓ 155+ business credit score - Preferred.
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✓ No outstanding tax liens - No bankruptcies, forclosures, settlements or recent charge-offs.