Loan Amount
$5K - $750K
Loan Term
Up to 30 Months
Time to Fund
24 Hours
Interest Rate
Varies
How it works.
Business lines of credit provide structured access to working capital through multiple drafts over a 6-month period, designed for planned growth opportunities and unexpected expenses with restaurant industry expertise.
✓ 5 separate loan drafts over 6 months.
✓ 24-hour processing for line drafts.​
✓ Fixed weekly payments for each draft. ​
✓ Best rate locked for entire 6-month period.​
✓ Tax deductible interest payments.​
✓ Early payoff options available.
Perfect for established businesses that need...
Restaurants & Hospitality
Specialized financing for restaurant expansions, kitchen upgrades, or seasonal preparation with industry-specific understanding and support.
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Equipment Purchases
Acquire new equipment and technology needs through structured financing with individual payment tracking for each purchase.
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Emergency Expenses
Handle unexpected business costs with quick access to funds through 24-hour processing when opportunities arise.
Expansion Projects
Planned business growth initiatives requiring staged funding over multiple months with predictable access to capital.
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Seasonal Preparation
Get ready for peak business periods with structured access to capital that aligns with your seasonal cash flow patterns.
Lower Credit Borrowers
Accessible financing for businesses with 580+ credit scores who prefer structured capital access over revolving credit.
Minimum
Requirements
Our business lines of credit are designed for applicants even with less than perfect credit, we can get you approved as long as you meet the following requirements.
✓ 30 days in business - Minimal time requirement under same ownership.
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✓ $200,000+ annual revenue - Combined credit card and cash revenue ($17K/month).
✓ 580+ FICO credit score - Flexible credit requirements, less than perfect credit acceptable.
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✓ Home ownership - Home must be in applicant's name for calculator purposes.
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✓ Industry restrictions may apply - To see full list click here.