Loan Amount
$20K - $5M
Loan Term
3 - 18 Months
Time to Fund
24 - 48 Hours
Repayment
Daily or Weekly
How it works.
Get cash quickly without depleting your working capital. Our streamlined process makes it easy to secure funding and start growing.
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Apply quickly: Submit your application with basic business information and 6 months of bank statements.
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Get approved fast: Receive approval in as little as 24 hours with competitive factor rates based on your sales volume.
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Receive your advance: Get funded quickly and start using the cash for inventory, equipment, or any business need.
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Repay automatically: A small percentage of your daily sales automatically goes toward repayment - no fixed monthly payments.
Perfect for growing businesses that need...
Seasonal Businesses
Bridge cash flow gaps during slow seasons or prepare for peak periods without waiting for traditional loan approvals.
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High-Volume Businesses
Businesses with consistent daily sales who prefer repayment that fluctuates with revenue rather than fixed monthly payments.
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Restaurants & Food Service
Open new locations or upgrade kitchens with commercial equipment while keeping cash available for inventory and staff.​
Retail & E-commerce
Stock inventory for busy seasons, launch marketing campaigns, or expand product lines with flexible repayment tied to sales.
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Service-Based Businesses
Fund marketing campaigns, hire staff, or invest in tools and equipment to grow your service offerings quickly.
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Growth-Focused Companies
Seize time-sensitive opportunities, launch new products, or expand operations without waiting for lengthy loan processes.
Minimum
Requirements
Our merchant cash advance is designed to be accessible for growing businesses. Here's what you need to qualify for up to $5 million in funding.
✓ 1+ year in business - Consistent operations preferred.
✓ $30,000+ monthly sales - Consistent revenue stream.
✓ No min credit score required - Fair to excellent credit preferred.
✓ Daily credit card sales - Regular card processing activity.
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✓ Business statements - 6 months of business banking history.